(844) 860-6363 info@lunagroupmtg.com

Manny "The Mortgage Man" Luna

As a U.S. Marine Veteran, I believe in earning trust through hard work, honesty, and follow-through. Whether you're buying a home or refinancing, I'll help you understand your options, answer your questions, and guide you through the process from start to finish.
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Mortgage Resources

Mortgage Calculator

A mortgage calculator helps estimate your monthly home loan payment based on price, down payment, interest rate, and loan term.

First Time Homebuyer

We offer guidance, loan options, and support designed to make the process simple, affordable, and stress-free.

Guides

Looking for expert advice? Our guides walk you through each step of the home financing process with clear, easy-to-follow insights.

Loan Programs

Conventional

A conventional loan is a mortgage that isn’t backed by a government agency like the FHA, VA, or USDA. It’s typically offered by private lenders and often requires higher credit scores and stronger financial qualifications, but can provide more flexible terms and lower long-term costs for well-qualified buyers.

FHA
An FHA loan is a government-backed mortgage insured by the Federal Housing Administration, designed to make homeownership more accessible. It typically allows for lower credit scores and smaller down payments than conventional loans, making it a popular option for first-time and moderate-income buyers.
VA
A VA loan is a mortgage backed by the U.S. Department of Veterans Affairs for eligible service members, veterans, and surviving spouses. It often requires no down payment, has no private mortgage insurance, and offers competitive interest rates, making it one of the most affordable home financing options available.
Refinance
A refinance replaces an existing mortgage with a new one, usually to lower the interest rate, reduce monthly payments, or change the loan term. Homeowners may also refinance to access equity or switch from an adjustable-rate to a fixed-rate loan.

Getting Started

Contact us if you have any questions, feedback, or need assistance with the home buying process. Reach out to our team through your preferred contact method and we’d be happy to help you in every way possible so that you can develop clarity about the process and achieve your homeownership goal. Whether you are a veteran or a first-time home buyer, we can help.

Success Stories

“Manny and his team were awesome throughout the entire process. They made the purchase process stress free, were quick to respond, and always answered any questions. Would definitely recommend them and will be using them again in the future when I refi my house.”

Kelsey

Purchase, Lucerne Valley, CA

“From the moment of our introduction Manny and his team, The Luna Group, were friendly and professional. Manny explained the process and stood by our side the entire way through. I will definitely work with them and recommend Manny and his team to others.”

Zillow User

Refinance, Los Angeles, CA

“Manny & his team entered escrow with my husband and I. Manny & his team worked tirelessly to make sure that the loan process was handled efficiently and they were always available for my many questions. I would highly recommend Manny & his team is everyone.”

Dara

Purchase, Beaumont, CA

Phone

(844) 860-6363

Address

1100 W. Town & Country Rd
Orange, CA 92868